IRDAI Registered · R302

कवचModern safety for the next billion.

Insurance built for India's digital pace. Sold in your language on WhatsApp. Claims settled in minutes, not months.

Premium from ₹499/mo · sab kuch ek jagah.

A mother and son sharing chai in a warmly lit Indian home
3,42,108 families protected
K

Kavach Sahayak

Online · Always

Namaste! Main Kavach hoon. Aapko kis tarah ka beema chahiye?
Family health insurance — mein, biwi, 2 bachche, aur maa.
Theek hai. Aapke profile ke liye 3 plans sahi hain:
₹5L · ₹847/mo
₹10L · ₹1,247/mo ⭐
₹15L · ₹1,567/mo
₹10 lakh wala lete hain.
Bas. Auto-debit set kar diya. Policy active hai. ✓

The Claim Concierge

When something goes wrong,
हम सब कुछ देख लेंगे।

Most distributors disappear at claim time. We're built for the opposite — that single moment is the entire business.

  1. 01

    Intimate via WhatsApp

    तुरंत सूचना

    Voice note or photo. No 47-step form. Our AI extracts the structured claim in 60 seconds.

  2. 02

    We coordinate the hospital

    हॉस्पिटल से सीधा संपर्क

    Cashless pre-authorization filed directly with the TPA desk. Followed up every 4 hours.

  3. 03

    Settled or escalated

    ४ घंटे में भुगतान

    Approved? Funds disbursed to UPI. Rejected unfairly? We escalate to IRDAI on your behalf.

Your portfolio

A family, fully covered.

Active#KV-9021

स्वास्थ्य रक्षक

Health · 4 Members

Sum Insured

₹10,00,000

Renew Soon#KV-2281

वाहन सुरक्षा

Two-Wheeler · KA-01-ET-4920

Renews

24 Oct 2026

+

Add Maa's senior plan

₹650/mo · separate cover for parents over 60.

कवचகவசம்కవచంકવચਕਵਚকবচಕವಚകവചംୱର୍ମکوچकवचகவசம்కవచంકવચਕਵਚকবচಕವಚകവചംୱର୍ମکوچकवचகவசம்కవచంકવચਕਵਚকবচಕವಚകവചംୱର୍ମکوچ

Insurance, the way it
should have been.

बीमा, जैसा होना चाहिए था।